Negative Credit Cards: See how to apply for your credit card now!
Advertising
Getting a credit card can seem like a daunting task when you're in the negative. To prevent frustration from growing, many people give up and decide to abandon the idea of having such services in their portfolios until all debts are paid off.
But know that it is possible to find a way out of a rejection and find out how to get a credit card with a bad name. One tip is to choose a payroll deduction tool or one that gives the customer the opportunity to prove that they can pay their debts.
Advertising
See the list of approved credit cards even if the person is negative!
List of credit cards that usually approve those who are negative
Check out some tools known for including the negative group in the service base:
- Mercado Pago Card (prepaid)
- Nubank card for creating a limit;
- PagSeguro Card;
- Inter Consigned Card;
- Agibank Consigned International Mastercard Card;
- Daycoval Mastercard Consigned Card;
- Bradesco Elo Consignado INSS Card;
- Banrisul Mastercard Consigned INSS Card;
- CAIXA Simple Card.
As mentioned earlier, the list mainly consists of payroll cards. They usually serve even those who are passive, as they deduct part or all of their direct invoices (in the case of INSS policyholders) from salaries or benefits.
Due to the low probability of default, a lower interest rate is charged beyond the extended payment term. We also cannot forget the practicality of approval, which adds a lot.
Another highlight of the aforementioned name is a card that allows the customer to “build” Nubank limits. Simply convert your digital account balance to a credit card on your card. This business can be valued at up to R$5.000 for national and international purchases.