Banco Pichincha has a large number of cards for all audiences

If you are looking to obtain a credit card without complications, this could be the perfect opportunity. We will give you all the keys and we will also teach you each one of the advantages and benefits that we can offer you.

Pichincha Bank

Banco Pichincha has launched its new offer of a nominal account for those customers who draw from home their periodic monthly income from their work, with a minimum of 600 euros. This offer includes the possibility of obtaining a commission-free credit or debit card, national transfers and cash payments for free. Regarding its savings products, Banco Pichincha presents us with a remunerated account with a 0.5% APR. In addition to its risk-free deposit products for the worst people. If there is something that stands out in this banking entity, it is in its mortgage loans. The Pichincha Hipoteca is free of commissions and assumes its part corresponding to the formalization expenses with a maximum period of 35 years and up to 80% of the value of the payment of the villa. And by assumption, one of the bank's biggest attractions is its credit cards and all the benefits it can offer.

Advantages of Banco Pichincha

Among its advantages are discounts that can be accessed by the user when contracting debit and credit cards, whether you see the “Xperta” card, Visa or Mastercard. Like this, Banco Pichincha offers a virtual banking service to carry out all procedures and management without having to go to a workshop in person. This way you will save time in queues, displacements and waiting. Management can be carried out from a mobile device through the bank's application. Previously we talked about mortgage loans. However, one of the advantages of this entity is its flexibility to approve personal loans, if necessary. Monthly interest rates:

• Current tariff for national and international purchases: 2.04%
• Late fee: 2.07%
• National and international advances: 2.07%
• National card purchase: 1.00%

Benefits Tarjetas Pichincha

• Exemption from handling fee for the first 6 months.
• You can make scheduled payments, pay for specific purchases when you want.
• Possibility of making alternate payments to improve your cash flow. – Redeem points for experiences or thousands.
• Insurance and assistance at no cost.
• International casino.
• Advance purchase payments or concrete payments.
• With the Banco Pichincha credit card you can easily request supported cards.
• You have the possibility of making alternate payments, which allows you to cancel the value of interests, commissions or other positions and redefer the capital balance over a period of 12, 24, 36, 48, or 60 months. However, please note that when using the alternate payment, this will fall within the current interest rate at the time of making the payment.
• You can make cash withdrawals on any cash network up to $2.000.000 or up to 5 transactions.
• You can change the total balance of your card whenever you want.
• You can defer national purchases between 1 and 36 months. International purchases will automatically be deferred to 36 months.
• Experience exclusive moments with special prices at “Experiencias Pichincha”. If you are interested in what you have read and want to request your credit card from Banco Pichincha, it is very simple, you just have to click on the bottom button. Remembering that the entire process is carried out completely online and in a simplified way. The card is delivered to your home, however, once it has been approved you can start using your virtual card for online purchases. Are you? How long do you wait to request the suyo? Click to continue and request it.