General Terms and Conditions of Use

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EZfice – General Terms and Conditions of Use

EZfice is a website specialized in creating content related to financial education, informative features and analysis of various products/services (credit cards, loans, financing, types of investments, among others) offered by national and international financial institutions.

Our General Terms and Conditions of Use are available to the user at any time, through the address: https://ezfice.com/termos-de-uso.

The provisions of the Privacy Policy of the EZfice website, available at: https://ezfice.com/privacidade, as well as the legislation in force.

Therefore, the General Terms and Conditions of Use aim to inform the responsibilities, duties and obligations of every User when accessing and/or using the EZfice website, as described in the items below.

It is worth emphasizing that we do not interfere in any process involving the analysis and/or approval of the credit of our customers or partners, so that the final decision to carry out a business, grant credit or offer is always theirs, in accordance with the its own credit and risk criteria and policies.

1. ACCEPTANCE

1.1. When accessing EZfice, the User AGREES to respect the General Terms and Conditions of Use and the EZfice Privacy Policy.

1.2. By accessing and/or using EZfice User declares to be at least 18 (eighteen) years old and fully and expressly capable of accepting the terms and conditions of these Terms and Conditions of Use for all legal purposes.

1.3. If the User does not fit the description above and/or does not agree, even in part, with the terms and conditions contained in these Terms and Conditions of Use, he or she should not access and/or use the services offered by EZfice, as well as the websites and services operated by it.

2. CONTACT

2.1. The User uses this service to resolve all their doubts, resolve any problems and submit complaints or other information about products/services available on EZfice.

2.2. The "Contact" can be made through the form contained in: https://ezfice.com/contato/.

3. RESPONSIBILITIES OF THE PARTIES

3.1. The User must carefully read all the clauses contained in these Terms and Conditions of Use and the Privacy Policy and when using the services and/or products available on EZfice, they fully agree with all the clauses and conditions of these Terms.

3.2 EZfice provides links and/or redirects the User to other websites, where the User can contract services and/or purchase products from the respective companies, without any type of interference from EZfice.

3.3 If the User is redirected to the website of the company advertised on the site, the User must carefully read and expressly agree with the terms and conditions of use and with the privacy policy of the advertised company.

3.4 EZfice has no responsibility: (a) for the general terms and conditions of use and privacy policy of the advertised companies; (b) about information about services and/or products advertised; (c) about the services and/or products eventually offered and/or contracted from the advertised companies.

3.5 EZfice is not responsible for any virus, malware, spyware, trojan or any software that may damage or change the settings of Users' equipment as a result of browsing or using the internet or as a result of transferring data, texts, images, files or audios.

3.6 Users are fully responsible for keeping their equipment's operating system up-to-date and using antivirus programs.

3.7. EZfice is not responsible for any losses or damages arising from irregular use of the EZfice website and/or acts of God and/or force majeure.

3.8 EZfice does not send or request deposits or bank transfers for the granting or approval of any financial product.

3.9 EZfice does not send emails to Users requesting confirmation of data or registration with executable attachments (for example: .exe, .com, .scr, .zip, .rar extensions), nor links to downloads and if If you receive one, please let us know through the website itself, using the Contact form contained in https://ezfice.com/contato/.

3.10 Without prejudice to the other provisions of these Terms of Use, the User is obliged to:

(a) Do not violate any rights of third parties when using EZfice;

(b) Do not use EZfice for the purpose of monitoring or harassing third parties;

(c) Not carry out fraudulent, illegal, dishonest or inappropriate activities when using the EZfice website;

(d) Respect the conditions established in these General Terms and Conditions of Use and in the Privacy Policy, as well as the current Brazilian legislation;

4. MODIFICATION OF TERMS AND CONDITIONS

4.1. EZfice's General Terms and Conditions of Use may be changed, supplemented or replaced at any time and for any reason, at EZfice's sole discretion, without prior notice or notification to Users.

4.2 ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE MANDATORY AND BINDING, MUST REFRAIN FROM USING THE EZfice WEBSITE.

5. DURATION AND DECADENTIAL PERIOD

5.1. These General Terms and Conditions of Use will be in force for an indefinite period and any judicial or administrative claims arising from the use of EZfice subject to these General Terms of Use or the Privacy Policy must be filed within 90 (ninety) days from the fact that caused them. .

6. LEGISLATION AND JURISDICTION OF ELECTION

6.1. This Term and General Conditions of Use, must be read and interpreted together with the Privacy Policy, and both are governed by the laws in force in the Federative Republic of Brazil, mainly by the Federal Constitution, Civil Code, Consumer Protection Code, Law Civil Rights Framework for the Internet and the General Data Protection Law.

6.2. All matters relating to the interpretation, compliance or any other question relating to these Terms and the Privacy Policy, the parties expressly agree and waive any other focus and submit to the Chamber of Commerce of Tallinn, Estonia (The Arbitration Court of the Estonian Chamber of Commerce and Industry), to resolve any and all doubts or questions arising from this term of use.